What should you know about car accidents in Illinois?
Chicago's Dan Ryan, Kennedy, Eisenhower and Edens expressways see heavy congestion, and the Tri-State Tollway (I-294) carries suburban traffic around the city. Winter snow and ice cause chain-reaction crashes, while downstate highways like I-55 and I-57 see high-speed collisions.
Illinois tip: Illinois requires uninsured motorist coverage — check your policy if the other driver has none.
Who may be responsible for a car accident in Illinois?
The driver who caused the crash is usually responsible, but other people or companies may share liability. In Illinois, that can include the other driver, the vehicle owner, an employer — depending on who caused the crash.
Under Illinois's 51% bar, your car accident recovery shrinks with your share of fault and stops only if you are found more than half responsible. Read Illinois car accident laws for the full rule.
How long do you have to file a car accident claim in Illinois?
Generally two years for a lawsuit, counted from the date of the car accident. Claims involving Illinois cities, counties or transit agencies can require written notice much sooner.