What should you know about car accidents in Virginia?
Northern Virginia's I-95, I-66 and the Capital Beltway (I-495) are among the most congested roads in the country, and the Hampton Roads tunnels on I-64 and I-264 create daily bottlenecks. I-81 through the Shenandoah Valley mixes local drivers with heavy trucks on a mostly four-lane highway.
Virginia tip: Virginia raised its insurance minimums in 2025 — ask an attorney to check every policy that might apply.
Who may be responsible for a car accident in Virginia?
The driver who caused the crash is usually responsible, but other people or companies may share liability. In Virginia, that can include the other driver, the vehicle owner, an employer — depending on who caused the crash.
Under Virginia's contributory negligence rule, an insurer may try to deny a car accident claim by pointing to even a small mistake on your part. Read Virginia car accident laws for the full rule.
How long do you have to file a car accident claim in Virginia?
Generally two years for a lawsuit, counted from the date of the car accident. Claims involving Virginia cities, counties or transit agencies can require written notice much sooner.